Investment planning services
Creating and maintaining the right investment strategy is vital in securing your financial future.
Whether you are looking to invest for income, growth, or a combination of the two, we provide quality advice and comprehensive investment planning services and solutions. We can help you achieve your financial goals – and empower you financially for the important moments in life.
How can I make the most of the time I have to make better financial decisions?
Who can help me learn more about the market and make my money work harder for me?
When should I start investing or increase my investments?
How does investing align with my financial plan?
Creating and maintaining the right investment strategy can help you make the most of your hard-earned assets, while helping you navigate the UK’s complex tax system to ensure your finances are tax efficient.
In each and every interaction you have with us, we want you to be confident that we understand your goals and ambitions – helping you manage today’s needs, while aiming to reach your future financial objectives.
An ISA (Individual Savings Accounts) shelters your money from additional liability to Income or Capital Gains Tax, and can help give your savings a significant boost over the long term. ISAs are flexible and simple to understand – a popular way to save and invest. At Morrinson Wealth we can provide help with Stocks and Shares ISAS, which enable investment in a wide range of company shares, government or corporate bonds, property or other assets. You can invest up to £20,000 in an ISA this tax year.
Junior ISAs provide a flexible means of putting money away for a child’s future. Any returns are free from Income Tax and Capital Gains Tax. Savers can typically make regular or one-off payments up to the annual limit, currently £9,000. Money held in a Junior ISA (JISA) is locked in until the child reaches 18, after which it can be accessed or converted into an ISA and continue to enjoy the same tax advantages. Parents, grandparents, family members and friends can contribute, although they can only be opened by a parent or legal guardian.
To secure your financial future, you need the right investment strategy. That means identifying your objectives, selecting the most appropriate investment products, and undertaking the right planning at the right time to minimise the amount of tax you pay. Our range of investment solutions include: offshore investments, Unit Trusts, Investment Bonds, discretionary and stockbroking services, and growth and income portfolios.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment currently given to ISAs is subject to changes in legislation and may not be maintained in the future.
Before you invest in a Unit Trust via an ISA, it’s wise to read our Key Investor Information Documents and Supplementary Information Document here.
Book a call with one of our experts today and take the first step towards establishing and achieving your financial goals.